1. General information
4disclosure.com is operated by Katarzyna Matyjanko, acting as a natural person. The website has an educational character – the published content represents private opinions based on the author’s expert knowledge and professional experience.
Using the website does not require registration or logging in.
These Terms of Service are available on the website free of charge, in a form that allows their downloading, saving and reproduction.
2. Definitions
For the purposes of these Terms of Service:
- Administrator – Katarzyna Matyjanko, owner of the 4disclosure.com website.
- User – any person using the website.
- Website – the 4disclosure.com website together with its subpages and published content.
- Terms of Service – this document.
3. Technical requirements
To use the website, the following are required:
- a device with Internet access,
- an Internet browser supporting cookies (e.g. Chrome, Firefox, Safari, Opera, Edge).
The website uses only strictly necessary cookies, described in the Cookie Policy.
Blocking cookies may cause the website to function incorrectly, for which the Administrator is not responsible.
4. Contact with the Administrator
You may contact the Administrator via:
- e-mail: kontakt@4disclosure.com,
- the contact form available in the Contact section.
5. Security of website use
Using electronic services involves risks resulting from the nature of the Internet, including the possibility of data interception or modification by unauthorised persons.
To increase security, the User should:
- use an up-to-date version of the web browser and operating system,
- use antivirus software,
- avoid unsecured public Wi-Fi networks.
The Administrator is not responsible for problems resulting from:
- the operation of the User’s software or devices,
- blocking of e-mail messages by mail servers,
- failures or interruptions in Internet access on the User’s side.
6. Administrator’s liability
To the maximum extent permitted by law, the Administrator is not liable for:
- disruptions in the functioning of the website caused by force majeure, technical failures or actions of third parties,
- incompatibility of the website with the User’s technical infrastructure,
- consequences of decisions made by Users based on the content published on the website.
The content published on the website is educational in nature and does not constitute formal legal advice or specialist consultation.
The Administrator may temporarily suspend the operation of the website, for example for updates or technical maintenance.
7. Intellectual property
All content published on the website – including articles, texts, graphics, images and the visual layout – is protected by copyright and belongs to the Administrator or is used under licence.
The User agrees to:
- respect intellectual property rights,
- refrain from copying, distributing or modifying content without the Administrator’s consent,
- indicate the source when quoting content in accordance with the law.
Re-use of materials published on the website (texts, fragments of articles, graphics, multimedia) is permitted, including for commercial purposes, provided that:
- a clear source is indicated (e.g. 4disclosure.com and the author’s name),
- the reliability of the message is preserved – without distortion or change of context,
- author attribution and legal notices are not removed,
- technical safeguards are not circumvented (if applied).
If there are any doubts regarding the permitted scope of use or the need to obtain additional consent, please contact the Administrator.
Any infringement of copyright may result in civil or criminal liability under applicable law.
8. Prohibited activities
The User undertakes not to perform actions that could affect the proper functioning of the website, in particular:
- attempts to interfere with the code or security measures,
- attempts to gain unauthorised access,
- actions disrupting the operation of the website.
9. Final provisions
The website is governed by Polish law.
In the event of a dispute, the competent court shall be the court having jurisdiction over the Administrator’s place of residence, unless mandatory provisions of law provide otherwise.
The Administrator reserves the right to amend these Terms of Service.
The current version is always available on 4disclosure.com and is effective from the date of publication.
These Terms of Service apply from the date of their publication on the website.